There are many people who have heard about rewards credit cards, but they are unsure as to how they work and what the benefits are. Well, rewards credit cards can be very useful to those who use their cards regularly, repay their balance in full each month, and avoid cash transactions. These are the people … Read more
Tough times call for smart decisions, like liquidating assets and storing some U.S. dollars when economic times are uncertain. While local currencies are bound to reduce in value, many believe the U.S. dollar will remain steady amidst financial turmoil. Therefore, it comes as no surprise that nearly 80% of all 100-dollar-bills are scattered all over … Read more
Having a financial goal is essential for every individual because it gives us an opportunity to identify our dreams and goals. Understanding your short term and long term goals is the first step towards effective financial planning. This also helps an individual spread or allocate his or her investments across a wide number of schemes, … Read more
Your credit report plays a large factor in your life. When you apply for a mortgage, car loan, or business loan, your credit is one of the first things lenders look at. It will determine how much money you can get approved for and what terms are in your contract. A poor credit report can … Read more
Even though the finance sector is today flooded with fraud prevention and management tools, credit card fraud is still a significant challenge for ecommerce retailers. Surprisingly, a majority of small business owners are still unaware of the repercussions of credit card theft. This article explores the impact of credit card fraud and features to look … Read more
Your credit score can largely impact your home loan. Before you even begin your quest to find a new home, you should check your credit score by requesting reports from the three main credit bureaus – Experian, TransUnion, Equifax. By doing so, you can address any errors or take actionable steps to improve your score … Read more
Brick and mortar retail businesses like restaurants, salons, spas, etc. heavily rely on credit card and debit card payments which most consumers prefer for ease and convenience. From the business perspective, it might not be attractive because of the processing fees that businesses must bear for each transaction. Every time someone swipes a credit card … Read more
Running your own business requires a good amount of patience, planning, and organization — particularly when it comes to making money and keeping track of it. Lots of entrepreneurs begin operating their business with their personal checking account and, while there’s nothing wrong with that at first, it’s not probable in the long run. Using … Read more
What is the exchange rate? It is the value of a country’s currency in relation to another country. The exchange rate is one of the financial elements of a country that is analyzed 24/7. It significantly determines the economic health of a country. The exchange rates keep on fluctuating from time and again depending on … Read more
Finally got your FICO score up? Now you can start looking into the best looking credit cards with rewards. There are many reasons to have a credit card. You may want to build or maintain good credit. You may have a big purchase you need to make now but don’t have the cash for at … Read more