Some habits are hard to break, even when it saves you money. For example, if you are paying off a student loan, you might be paying way too much every month. The truth is that millions of borrowers in the US are overpaying on student loans. It’s time to break this habit, and it’s much easier than you think.

Take this advice and you may save thousands of dollars over the life of the loan. Here are six simple ways to reduce student loan debt.

Number 1: Pay More

You might be thinking, “Who wants to pay more?” If you pay a bit more each month than normal, you end up paying off your student loan sooner. Technically, this doesn’t lower your interest rate, but it does lower the total amount you pay. Make sure you check with your lender first, as they might have early repayment fees.

Number 2: Refinance Your Student Loan

There are tons of lenders out there that may be willing to offer you a lower interest rate. This  process is referred to as refinancing. It’s super easy to refinance student loans thanks to the multi-lender marketplace platform. You just answer a few questions about yourself online, and presto!  In minutes you have several real rates to pick from. If you see one you like, the platform puts you in touch with that lender.

Number 3: Autopay

If you are still writing out paper checks to pay your loan bill each month, this method is perfect. Many lenders offer you a discount if you set up an automatic debit payment. All you need is a bank account, and you can save up to 0.25 percent on interest every month.

Number 4: On Time Deduction

Some lenders will give you a 0.25 percent interest discount if you make payments on time. This typically kicks in after a few years of payments, Remember, if you pay late even once, this benefit might not be available to you. Also, if you’re already getting the autopay discount, your lender might not offer you the on-time payer discount.

Number 5: Pay Early

If you are still enrolled in school and can manage to make payments, ask your lender if they allow this. Also, some student loans offer a grace period which means you don’t have to make payments yet. In both cases, if you begin to pay earlier, you’ll reduce the total amount due on your loan.

Number 6: Change Your Rate Type

If you are deciding between a variable or fixed interest rate, the variable rate will be lower. However, variable means that the interest can increase over time. Historically, variable rate loans stay lower than fixed rate loans.

Conclusion

What are you waiting for? Kick the student loan overpayment habit. All you have to do is make your move and begin saving. It’s easy!

Toy R US INC. is one of the best toy and baby retail company in the world. They have more than 780 international stores in 37 countries. And they also offer Baby registry program with lots of benefits. Before choosing any registry it is really important to compare and review their benefits according to your need. Most of the benefits are almost same with all registry but some benefits are unique and not available easily. So it becomes important to check which one is best for our baby.

There are many baby registry websites are available but only a few of them are providing real benefits. Review the Best baby registry websites and figure out the best registry for your baby. Babies R US is also one of the top registries which providing benefits to millions of customers in across U.S.  Not only discounts but you also get a consultation with expert which helps you to decide what you should or shouldn’t buy for your baby.

How to Enroll with Babies R US Registry?

In order to register visit their website and click on create Registry. A form will open where you need to provide the personal details. Like the First name, last name, email id, mailing address, contact number and Baby Arrival date.

After this, you need to provide few more additional info like is this your first baby? would like to subscribe their newsletter, and do you want your registry to be private or public?

Now click on submit and your account registration is done. And the first thing you would find is your product checklist.

Parenting Classes

As soon as you are registered you will find few notifications in your top right account. Which will let you know about parenting classes that are going to be held nearby your area. It is the first baby then these classes could be really helpful for you and your baby.

You will also find Baby Registry appointment tab. Where an expert will have one to one session with you and will help you to create the best registry.

Top reasons for Choosing Babies R US Registry

1. Endless Earning

You will receive 10% cashback on all purchases made through the registry and there is no limit. Let your friends and family know about your registry and earn more. More gifts you will receive more opportunity to earn. 5% on first $300 after that 10% on everything above that.

You will receive your gift card and total earning details via email after 12 weeks of your baby expected arrival date.

2. Registry Consultation

Make an in-store appointment with expert and get one to one advice and guidance. Consultation not only helps you to build your registry but also help you to decide what is good for your baby. Now the registry consultation trend is increasing people are more concerned about what it is important for their baby and registry.

3. Free Shipping

All purchases above $29 are eligible for free shipping and this is applicable for all including friends and family. This is the common feature that you will find with almost all registries.

4. Price Match Guarantee

If you find an identical item on a different website with the lower rate. You can claim for the difference amount. All you need to do is to visit their store and show them the printed add with the lower price.

5. Easy Returns

You can return items up to 1 year from its purchase date without any hassle or question. But please ensure the item should be in good condition with original packaging.

6.  Classes and Events for Pre and postnatal

This is the best for both parents and their babies. You get the opportunity to meet with other parents which helps you to learn how you can live a smooth life with your baby. They also organized birthday parties and fun activities in these events. So it is really a great feature of this the registry.

7. Mobile Access

Now the complete access of the registry in the palm of your hand. You can access and manage registry through their mobile App. You can’t have access to your Laptop and desktop all the time whereas mobile is convenient and easy to carry.

8. Expert Advice and Resources

If you have any question related to registry or items you can directly visit the store and meet their experts. They have many experts basis on categories so you can choose best according to your requirement.

Conclusion

The baby registry can provide some important benefits like what is best for our baby, discounts on our products and all the essential items under one roof. But every registry may not be beneficial for everyone so it is really important to review their features, policy, and guidelines. So that we can get the better deal.

GiffGaff is a Mobile Network plan which runs on O2 Network and offers contract-free plans to their customers. You will also find great deals on preowned mobile phones which are completely unlocked and comes with a six-month warranty.

They have flexible monthly plans which mean you don’t need to bound into the contract of 24 months. In monthly plans, you get text messages, free minutes and free internet data and you can also change plan whenever you want. You can also enjoy low international calling rates with Giffgaff.

Following are the Top monthly plans of GiffGaff.

£5 Monthly Sim Only Deals

• 150 Mins
• 500 Texts
• 100 MB Data

1 Month Contract and no upfront cost

£7.50 Monthly Sim Only Deals

• 250 Mins
• Unlimited Text
• 750 MB Data

1 Month Contract no upfront cost

£10 Monthly Sim Only Deals

• 500 Mins
• Unlimited Text
• 2GB Data

1 Month contract and no upfront cost

£12 Monthly Sim Only Deals

• 750 Mins
• Unlimited Text
• 3GB Data

1 Month Contract and no upfront cost.

£15 Monthly Sim Only Deals

• 1000 Mins
• Unlimited Text
• 5GB Data

1 Month Contract and no upfront cost

£18 Monthly Sim Only Deals

• 2000 Mins
• Unlimited Text
• 9GB Data

1 Month Contract no upfront cost

£20 Monthly Sim Only Deals

• Call Unlimted
• Text Unlimited
• 6GB  with 4G and after 6GB reduce data speed of 384Kbps from 8Am to Midnight.

Walmart is an American multination retail chain corporation which operates as grocery and departmental stores. Its headquarters is located in Bentonville Arkansas and was founded by Sam Walton in 1962. It has 11695 stores and clubs in 28 countries.

For promotion and marketing perspective Walmart offers many money-saving programs like Walmart saving catcher, Walmart Money Card, Walmart free samples and get free money with Walmart survey.  Walmart baby registry is just one of the money saving program which is launched for babies. Here you can find discounted products and a complete guidance what you should or shouldn’t buy for your baby. Apart from Walmart, there are Many another website who offer baby registry.

Before choosing any registry we would recommend to review the best baby registry sites and figure out which one is best for your baby. It is really important to review the benefits, policy, and guidelines carefully so that you can choose the best one. In this article, we will share all the details and benefits of Walmart baby registry. You can also review Best websites for the baby Registry.

How to register for Walmart Baby Registry?

For registry please visit their website and create an account. All you need to do is to provide the first name, last name, and state. After that login with your existing Walmart account. If you don’t have then create one.

Then on the next page, you need to supply some more details like baby expected arrival date, your residence mailing address, Baby name and gender. Click on submit and your account is active.

In your account, you can access a checklist for items which are placed under multiple broader categories like Nursery, Car seats & Travels, diapering, feeding & Nursery, Bathing care, Health & Safety, Clothing & Shoes, and Activities & toys. You can also review inspiration tab where you can find the items as per your baby age.

Benefits which you can receive under Walmart Baby Registry

1. Welcome Box

Walmart offers welcome box which is full of baby products. In order to receive the box, you need to fill a request form. And provide the all the required details and your box will receive your box within 5 weeks. Products are not specified and it can vary from person to other. However some of the common items you will find with most of the boxes which include diapers, shampoo, body wash and breast milk storage bags. But you need to pay $5 shipping charge for this.

2.Price Match Guarantee

If you find an identical item at a lower price from online retailer or item purchased from Walmart is now listed at a lower price then you can claim the difference price. But there are some conditions apply like the product should be within return window and it does not apply to the prices offers on a special day like Thanksgiving day, Black Friday and Cyber Monday.

If you are matching the price with another online retailer you first need to call Walmart customer care and share the details. They will cross the information and let you know if you are eligible for adjustment of the price difference.  For more details please refer Walmart price matching policy. 

3. Easy Returns

In any case, if you want to make the return you can return within 90 days after the purchase. But product must be in the original packaging. There are lots of exceptions and exclusion to the return policy so please cross check your item with the return policy. Just select the category and it will show you the return exclusion and exception of your item.

4. CheckList

Once your account is active you will see a tab of a checklist. Here you will find the list of the products which you can buy for your baby. The checklist helps you decide what you should or shouldn’t buy. A good way to keep the track of your required items.

5. Big Brands

Walmart offer products from some of the biggest brand including pampers, Johnson & Johnson, Huggies, Advent, Nuk, Tomee Timpee, Urbini and Fisher price. This would definitely make your shopping experience much better.

When should you start for a Baby Registry?

There is no specific time for baby registry but you should start once you discover the sex of the baby. This can make your registry more fruitful it does not help you but also your friends and family to gift you the most suitable item. If you are not planning according to the sex then you can plan your registry from the 12th week of the pregnancy.

Conclusion

The baby registry is a great way to save money and simultaneously it also guides you what right for your baby. But before you enroll for any registry please ensure to read their policies and guidelines so that you can take out most from your registry. Along with this also review the benefits that you are going to receive. We have seen many cases where customers were not satisfied with the deals and the reason was they didn’t review the registry carefully.

The baby registry is a fantastic way to save money on baby products or a complete solution for your baby planning. Isn’t it great that you receive high-quality products with a substantial discount with free shipping and no questions in case if you want to return? these are some of the benefits of baby registry but you are going to receive more if you get yourself registered.  Target baby registry is one of the trusted registries which provide many great benefits to their customers that we are going to discuss in this article.

Before making any registry we should collect as many details as we can. Because most of the benefits and policies are not clear until you dig out more details and eventually we end up getting something we had never expected. Review Best websites for the baby registry.  Target registry has some of the best baby products including nursery furniture, clothing, diapers, bags, car seats, strollers, bath, nursing & feeding and many other items that you can think about your baby.

How to Enroll in Target baby registry?

The process of registration is very simple all you need to do is visit their website and create a registry account here you need provide some important details like email address, first name, last name, and password.

The next step is you have to provide the expected baby arrival date. After that, you have to provide your desired registry URL which you can choose your baby name.

Now enter your complete mailing address with the contact number and submit the request. Once it is submitted your account active and you will see some product listed in your profile.

3 Ways to build your Baby Registry with Target

Registry Checklist

A great way to find what needs to buy for our baby. it keeps things simple as there is no chance to forget something which is important for the baby. Sometimes it is not important as per our perspective but it does not mean that baby also don’t need that. So you can always refer this before building your registry

 Universal Registry

I consider this is the best feature added by all the registry website. Where you can add the product from any other website if it is not available with the registry. This helps you to build your registry without moving to other websites.

Target Registry App

The app makes things convenient and faster you can scan the items in the store and can manage your registry. They have more than 1800 locations which mean where ever you are in U.S it most likely that you will find store location nearby your area.

Benefits we can receive under Target Baby Registry

Welcome kit

You will get the welcome kit which contains $50 worth of coupon and handpicked samples. Items can vary from person to person but usually, you will find diapers, lotion, carry bags and soaps. You won’t easily find the welcome kit with all the other registries.

Registry Completion

Target registry gives 15% one-time registry completion coupon before a month from the due date via email. And you can still purchase at 15% discount if anything is left on your registry. But for that, you need to have a RED CARD.

Easy Returns

you have one year from the baby born date to return the unopened items. Simply log into your account and select make a return. All you need a registry password and government photo ID to return an item. Returning is completely free there is no shipping and other charges.

Top Brands

The other most important benefit is that you will receive products from some of the big brands like 4moms, Britax, cloud island, Chicco, delta children, Drbrowns, ergobaby, fisher price, Graco, medela and many others.

Gift Tracking

You can easily keep the track of the gifts that you are receiving from others. all are getting recorded in your account.

Personalize your page

Target baby registry provides you to have your own customized page where you can add photos, Pinterest boards and set custom URL.  You can also share your registry information over facebook and twitter.

Order Pickup

They also provide the facility of order pickup where your guest can do the shopping online and later on you can make the pick from nearby your store.

Price Match Guarantee

This is a great feature which you would find with almost all the registry. If you find an identical product at lesser price online you can claim the difference price. And your price will be adjusted under price match guarantee.

Free Shipping & Returns

If your order value is more than $35 then shipping is free and returns are also welcome with no hassle and questions. Returns are valid up to 1 year from the baby arrival date.

Challenges which you might face with Target baby registry

1. Items get out of stock very frequently the major problem you can face with the target. So you need to keep an eye on the availability, in fact, you need to track down in order to place the order
2. They have most of the items are listed on their website but when you compare the availability from online to store you will find store availability is quite better than online.
3. You also might face the issue related to registry completion coupon some of the customers complained they end up getting the coupon from the store instead to their email.

Conclusion

Target Registry is one of the best registries to save money on baby products which carry some of the top brands. Apart from they have some of the best features like price match guarantee, free shipping, discounts, order pickup and easy returns. They some challenges but the overall experience is not that bad. So if you are planning to have a baby don’t forget to check the target baby registry.

If you are planning for a baby then this article is really going to help you to save money without compromising with your baby needs. Pregnancy and then raising a baby is a different face of a life for a woman where she has to prepare physically, mentally and financially.

This is a top priority for any parents to procure best products for their babies. And due to this sometimes it exceeds our budget way beyond our expectation. So how to deal with such problems. Shall we cut down our needs? Shall we compromise with product quality? certainly not. With help of baby registry, you can save a substantial part of your expenses without putting much efforts.

There are many babies registry websites are available but its really important to go for the best. So that you won’t save only money but also get the best products. In this guide, you will find the best baby registry websites.

Following are the best baby registry websites

1. Amazon Baby Registry

Amazon is the biggest consumer retail e-commerce website which has the immense amount of products listed in fact 95% of the consumer goods you can buy from Amazon. It also offers the baby registry program where you can save from 10% to 15% on baby products.

The best thing about the Amazon is that you will find most of the items that you are looking and they also provide an additional feature of the universal registry. Where you can add items to your wishlist of any other website. Check out our complete guide how to save money with Amazon Baby Registry. And if you are Amazon mom member with prime then you can save up to 15% on listed products.

2. Target Baby Registry

Target baby registry also has plenty of baby products including top brands like cloud island, Britax, 4 moms, Delta, Dr. Browns, skip*hop, and many others. They also provide universal registry feature same as Amazon to add products from another website.

A complete checklist of baby products makes this registry more unique than other baby registries. You can also track your gifting to see who gave you what and when. Their registry app makes the job more convenient and easier to access their panel. you will also get a welcome kit which contains $50 worth of coupons and handpicked samples.

They have 1,800 locations with order pickup facility which allows you to pick the goods at the store near you. Some more perks like free shipping when you spend $35 or more on gifts. And price match guarantee is an amazing benefit where if you buy an identical product on lower price from any other online store then you can claim the difference price within 14 days of its purchase. Register your account and enjoy the benefits of Target baby registry. You can also find more details on another article how to save money with Target Baby Registry

3. Buy Buy Baby Registry

Bub Buy Baby registry is biggest retail online stores for baby products. And they have more than 30,000 products including footies and items of furniture.

You can create the registry online or through the store. If you make the registry through the store a consultant will help to guide you towards products selection that best suits your needs. And you will also eligible to receive a Goody Bag.

They provide benefits like free shipping rewards for the first year, Friends referral program where you get $25 on $100 of purchase if you refer any friend, Price match guarantee, hassle-free returns, and build your registry with friends.

4. Walmart Baby Registry

Walmart is one of the biggest chain of retail stores in the united states. And you can find almost all types of consumer goods. They already have many money saving programs like Walmart saving catcher, Walmart moneycard , and Walmart free samples. Apart from this they also provide benefits to babies under Walmart Baby Registry.

You will see some of the biggest brands under Walmart including, Johnson & Johnson, Huggies, Pampers, Philips Avent, Urbini, NUK, Tomee tippee, and Fisher price

The key features of Walmart baby registry include easy returns, a welcome kit worth of $60 which may contain free samples and discounted coupons, price match guarantee. Signup with Walmart baby registry and save the money on Baby products. You can also check out our complete guide on how to save money with Walmart Baby registry?

5. Babies R US Registry

Baby R US is a part of Toy R  inc. which deals in all kinds of kids toys. They have 880 stores in united states, Puerto Rico, and Guam and more than 780 international stores including 37 countries.

The best part of Babies R us registry is that you not only save money but here you can earn money. Tell your family and friends about Baby R us Registry and get 5% on first $300 and 10% on everything you spent above that. The more gift you receive the more you will earn. Get your e-gift card and total earning after 12 weeks of baby arrival via email.

Some additional benefits like a free consultation with expert which would help you to choose the best items for your baby need, Classes and events for pre and postnatal, get 15% registry completion discounts, and 1 year free returns with no question. Register with Baby R US to get more benefits on baby products.

6. Giggle Baby Registry

Myregistry was launched in 2005 which provides a centralized registry for baby, wedding, birthday and housewarmings. Many organizations and NGOs also use myregistry as a platform for fundraising.

Their benefits include completion discount where you need to inform two weeks before your due date and they will send you 15% completion discount coupon for your remaining items, free gift wrap with no size restriction, customer shower invitation and free shipping order over $100. So signup today with Giggle Baby registry and enjoy the benefits.

Conclusion

Baby registry programs are not only to save money but it also helps to decide what is best for our baby. While saving money you also get a chance to earn money with registry referral programs. Some of the key features like price match guarantee, free shipping, expert consultation and hassle-free returns makes the deal more exciting. But before registry with any site make sure to read all the benefits and their policy in details because its keep changing. And after viewing you can also decide which one is best for you.

Amazon baby registry is a program under which you get discounted items on baby products. If you are planning for a baby this program can help you to save a substantial amount from your monthly expenses. There are many other ways to save money and get free stuff with Amazon like Amazon review sites, Amazon free gift cards and Amazon discounted products on Snagshout but this one is completely dedicated for newborns. Its only about discounted products for baby but this program will also let you know what all products you should buy for your baby.

Under this program, you would be eligible to get 10% discounts on all your baby items. And if you are an Amazon Mom member with prime then it will be 15% on all purchases. Amazon baby registry program has listed the items according to the baby age which helps you to decide what all items you should go for. These are listed in slabs like 0 to 6 months, 6 to 12, 12 to 24 and up to 5 years.

Eligibility Criteria to Receive Amazon baby registry Discounts

1. First, you need to enroll for Amazon baby registry. This can be done with your existing Amazon account and if you don’t’ have then you can create one.
2. The registry must be done before 60 days of the baby arrival date. And you also need to ensure that they have a waiting period of 14 days after creating your registry account to eligible for discount despite the baby arrival date.
3. Once you are eligible a message will appear on top of your registry directing view. All products which appear under this view would be eligible for discounts.
4. The discount can only be used once so please ensure all the items that you are looking must be selected.
5. It takes at least 6 hours for your registry to get active. Prior to this, you won’t be able to see anything.

How to enroll in Amazon baby registry

In order to enroll visit Amazon baby registry home page. And click on get started. Now you can login with your existing account or you can create if you don’t have.

Supply the required details like baby arrival date, mailing address, who can see the registry make it private if you don’t want others to see it. Submit your request and you are registered. It will take up to 6 hours to make your registry searchable.

Universal Registry (An additional feature)

It is additional feature through which you can add items to your wishlist which are not available on Amazon. This allows you to reserve the product without leaving the Amazon.com or getting the login on another website.

All you need to do is to install their extension in your browser and the additional feature will get added automatically.

Limitation  and Restrictions to receive the Benefits

1. 15% discount is only allowed if you are Amazon mom member and must be the primary registrant. Otherwise, you are only eligible for 10%
2. There is maximum purchased of $5000 can be eligible for discount. You won’t be able to add more items once you reach the limit.
3. Discount eligible in every 8 months period.
4. The registry must be active 14 days before you are eligible.
5.  Discount is valid for 60 days before and 90 days after the child’s arrival date.
6. All items should be selected while making the purchase because discount can be used only once.

How to redeem Discounts

Select on the message that appears on top of your registry page and adds items which are listed under this view. And you will get the discount after the checkout. Discounts are only applied to the items which are sold by Amazon not other sellers listed on Amazon.com

Conclusion

Amazon Baby registry is a great program to save money on baby products. This is something were almost everyone spends money then why not take the benefits if we can save something on our monthly expenses. And if you are Amazon mom member with prime then it gets more exciting as discount gets increased from 10% to 15%.

We all do shopping online and almost 98% of us must have bought something from Amazon. We also have used many promo codes to get discounts on our items. But what if I tell you that you can get products completely free or discounts from 50% to 99%. Yes, that is true there are tons of websites who offer free and discounted products for many brands in exchange for an honest review. Getting free stuff online is one of the best ways to save money. If you want you can also go for product testing to receive the expensive item like cell phone and Macbook.

What is Snagshout?

You all must be aware of Amazon review sites which offer free and discounted products to their customers in order to leave an honest review. Snagshout is one of those renowned company where we can get free and discounted products. These reviews help sellers to improve their visibility and credibility over the internet which eventually leads to more sales. So benefit goes both hand seller gets more sales and shopper gets free and discounted products. And the publisher gets a part of a commission for offering their platform. It will be really difficult for a seller to approach shoppers door to door and get the feedback. A site like Snagshout helps them to reach the buyer with almost no efforts.

Why reviews are important for a seller

1. It gives the credibility that buyer is dealing in a genuine product
2. It also tells that the seller  is maintaining high-quality standards of the product
3. More and better reviews mean more trust on the seller and their products. Because we all see reviews before buying the products.
4. It can easily boost the sales of the seller.
5. Through reviews, we can relate the product with its actual benefits. As people share feedback like what is working and what is missing in the product.
6. Even the negative reviews also help the seller to produce a better product for their customer. On basis of the feedback, they redesign or do alteration in their products

Legit or Scam?

When I first heard about Snagshout from my friends I decided that I will personally go and check this website before sharing this to my readers. And i reviewed that site almost a month and we ordered a couple of discounted health products and Mobile accessories and we found those at a very cheap rate as compared to the prevailing price in the market. Now I can say this site is completely legit and provide discounted and free products to the shoppers in exchange for an Honest review.

How does Snagshout work?

1. Create account on Snagshout

The first thing you need to do is to create an account with Snagshout. You can signup with Facebook or can create a new account. After email confirmation, you need to link your Amazon account with them so that you can share your reviews.

2.  Explore Deals

Once your account is verified and linked with Amazon the next step is to explore the deals and item. You can sort the deals with minimum and maximum price or by category. 70% to 80% discounted items are very common here and considered good deals to buy.

3. Snag the product

After choosing the item click on the product and click on “snag it” Button. Now your item is selected and you will receive your promo code.

4. Apply Promo Code

Now you need to apply this promo code so that you can get the discounted or free item which ever scheme is applied on the product. Now if you are Amazon prime member with free two-day shipping there will be no charge else shipping fee would be an additional charge.

5. Leave an Honest Review

After receiving the product you can use and then leave the review on Amazon website. Just because you got the huge discount or free product there is no compulsion of giving great reviews about the product. Company request for a genuine review if you feel the product is not good you can share that feedback as well.

Conclusion

Snagshout is a renowned Amazon review site which is completely legit and safe for shoppers. Here you can get the discount from 20% to 100% on various items including health, beauty, electronic and household products. If you buy products frequently from Amazon check Snagshout once before placing an order you might find the better deal here. So if you are frugal shopper or freebies hunter you would definitely love this website. I always cross check my products here before checking to Amazon.

Walmart is one of the biggest American multinational retail corporation. We all visit Walmart to buy groceries, household, health, beauty and many other products. They provide lots of ways through which we can save money or reduce our shopping bills. Like Walmart free samples, and Save money with Walmart moneycard. The same way you can also save money through Walmart savings catcher.

What is Walmart Savings catcher?

Walmart claims that they offer the lowest price of the items. And the price is almost unbeatable at any other stores. But if you get any store which has the lowest price than Walmart, you will get difference amount as a cash back or e-gift card. Now you must be thinking that no one can beat Walmart price but that is not true. There are lots of items which you will find at lower prices. So this scheme lets you to save money even after shopping. All you need to do is enter your receipt number in Walmart savings catcher website. And they will compare your prices with top retailers who is advertising the identical product. And most of the times you will find that you receipt is catching benefits.

How does Walmart Savings Catcher works ?

There are two ways to get the benefits of walmart savings catcher. You can choose any way to get the benefits however App is a much better and easier way to complete the process.

1. Through Mobile App

1. First you need to have access on Walmart App. If you don’t have then you need to download it. They have both IOS and Android app available.
2. When you open the app you will the option of savings catcher.
3. Now select that and click on tab ad walmart receipt
4. Now you can scan the barcode, QR code or you can directlyl enter the receipt number
5. Once receipt is scanned rest is the work will be done by Walmart. They will inform you the results via email.

2. Through Website

The other way of doing is through their website. You must have an account in order to complete this transaction. If you dont have then create an account first.

1. Login to your account
2. Enter the receipt number along with purchase date.
3. Walmart will let you know the results via email. If  any match found you will get the cash back or e-gift card of the differnece amount.

Challenges with Walmart Savings catcher

1. Walmart compare the prices only the top stores that are listed with them. So if any store that doesn’t under their list you won’t be able to catch the benefits despite having lower price than walmart.
2. They compare the price of items on based of UPC code. Apart from this these items must be identical in size, weight, color, brand, quantity and flavor.
3. Slightest difference in the product won’t let you to get the benefits. It is consider only when product is 100% identical to each other. Which is right as well because if they are different you can’t compare the price.
4. All non branded products are out of Walmart Savings catcher.
5. Only US citizens over age 18 with a valid receipt are eligible.
6. You must register and create the account in order to use the walmart Savings Catcher.
7. General Merchandise is not eligible, Inlcuding but not limited to outdoor living consumables, Office supplies, dvd, electronics, gaming, Media, toys, books, magazine, shoes, jewelery furniture and seasonal products.
8. Thos deals which are listed as available mentioned as manufacturer’s coupon, “on pack coupon” or coupon commonly found in sunday newspaper are not eligible.
9. Prescription drugs, photo products, optical and any services or products that need a service agreement like wirelsess, automotive or financial products will not be eligible.
10. Items placed on layway are not eligible.
11. Returns items are not eligible for Savings catcher. If item is returned after receiving benefits then the given amount will be deducted.
12. The maximum amount that can be redeemed by an indiviual is $599.99 per calendar year.
13. You cannot scan receipt which is older than 7 days.
14. Saving catcher is only count store buying receipt online receipt is not valid.

Some more exclusions

1. Conditional purchase like buy Pepsi and get cereal for $1.
2. Combo purchase where you get and additional item as free. E.g buy A&b and get C item free
3. Buy one get one free with no actual price
4. Despite getting benefit from coupon you still can go for walmart savings catcher.
5. Closeout prices or going out of business
6. Percentage off (50% off on cosmetic items)

Benefits of using Walmart Savings Catcher

1. Here you get cash back and e-giftcard after purchased which is not possible anywhere else.
2. You don’t have to go and check the prices of the items it is done by walmart system automatically
3. It is automatic system which is easier and faster.
4. Here you get the double benefit. You can go for savings catcher despite applying the coupon.
5. We can access through website or mobile app. which makes this tool convenient and faster.
6. You get cash back rewards after your purchased. Not like other stores where you buy the item after looking the discounts.

How to Redeem Walmart Savings Catcher rewards ?

If walmart finds any match with lower price then customer is eligible to get rewards. And these rewards are given in two ways.

1. Reward Dollars

If any listed store selling product lower than walmart price you are eligible to get reward dollars. For the difference amount. You can see this reward dollars in your walmart app. If you are using website then you need login and inside your accound you will find the details.

How to redeem reward dollars ?

Reward dollars can be redeemed to e-giftcard which you use at the store or online for walmar shopping. and if you are member of blue bird american express card then you can conver these in into walmart bucks.

2. Walmart e-gift card

If you have selected e-gift card option then you will receive this directly in your email. take the printout and use this at any walmart store for shopping.

Conclusion:-

Walmart Savings catcher is one of the best way to save money and reduce shopping bills. It is easy to convenient , faster and completely automatic. Which does not require any manual process to claim. All we need to do is to upload the receipt or TC# and system automtically finds the eligibile items. But we also found that it has many limiation so does not provide benefit to all the items. But overall it is great way to save money while doing shopping with walmart.

What is Walmart Moneycard ?

Walmart Moneycard is a reloadable prepaid debit card which provides you cash back on purchasing. After loading the money whatever amount you spend on Walmart stores you will be eligible to get 3% cash back. It is one of the cheapest cards with the good reward program. Total Cash back you can earn up to $75 which is credited to card balance at the end of reward year. It is a second best program after Walmart free samples which gives great opportunity to reduce shopping bills.

Following are the criteria for cash back rewards on purchases.

1. 3% cash back when shopping at walmart.com
2. 2% at Murphy USA and Walmart fuel station
3. And 1% at Walmart stores

How to get the Walmart moneycard?

Visit their website and on the home page click on the tab get a card now. This will take you to a request form where you need to supply all your personal details. Like the last name, first name, Mailing & email address, SSN and DOB. You also need to select either you want a Visa or master card. Once you get the card next step is to activate the card. The process is very similar to activating any other debit or credit card. You need to supply the details like card number, Expiration month, year, 3 digit security code, last 4 digits of your SSN and card pin.

Pay Day Perks ($25 cash back Offer on new cards)

Currently, there is an offer on new cards. If you apply for card between 05/01/2017 and 12/26/2017. Your initial payroll or government benefits direct deposit of $250 or more to your card within 60 days. you would be eligible to get $25 one time credit in your card.

What all are the options available to reload the money and how we can do this?

1. Direct Deposit

Through direct deposit, you can get your paycheck directly to your Walmart Moneycard up to 2 days earlier without any fee. Enter your Walmart moneycard number and the mobile number they will send you text to verify phone once it is verified. They will send you direct deposit info. Now give this info to your employer for direct deposit.  Currently, their direct depositing transaction i\s completed through Green Dot Bank. There is no fee for Direct deposit  

2. Walmart Rapid Reload

Here you can add from $20 to $1100 with a single swipe at any Walmart register. In this option, $3 service fees will be applied. You can also go for cash reload at other retailers.

3. By Check at Walmart

Through check, you can reload your card for any payroll or government check without any fee. However cashing fees may apply. You can reload any amount from $20 to $2999 not available in NJ, NY, RI.

4. Walmart Money Center Express

Find Walmart Money center express machine at the front of participating Walmart stores near customer service and Walmart money center. Reload fee is $3 or $0 for Walmart Moneycard preferred.

5. Online Bank Transfer

Transfer money directly from your bank account to Walmart Moneycard. For standard transfer which takes from 1 to 3 business days, there is no fee. For same day transfer, $2.95 fee will be a charged for up to $ 200.

6. Tax Refund

Now you can reload your card with your tax refund. You need to follow the same process as you do in direct deposit. This option is also free of charge.

How send and Receive money from Walmart Moneycard?

1. Send money to friends and Family

If you want to send money to friends and family through Walmart moneycard within US. Then it is completely free of charge. All you need to do is to provide the recipient details like name, email or phone number. And the amount you wish to transfer. They will deduct the same amount from your card and will notify the recipient. Now the recipient has 10 days to collect the money with a Walmart moneycard, PayPal account or any other card issued by Green Dot Bank.

2. Online Bill Pay

Now you can make bill payments using your Walmart moneycard and there is no fee for this. This service is only available with personalized not with basic cards. Simply enter the payee name and address and the due amount. they will make the payment on your behalf either a check or electronic transfer. But $7500 is the maximum limit.

3. Moneygram

With your walmart card you can buy Moneygram money which you can further use to pay your bills, such as rent and utilities. $.70 money order fee applies. Money order is sold in the amount up to $1000.

4. Moneypak

Friends and families can also reload your card whenever you need through Moneypak. you can load from $20 to $500 with a charge of $5.95.

Download Walmart moneycard App for convenient and smoother transaction.

Walmart Moneycad provides App both for IOS and Android phones. The app is convenient to use and provide a complete track of your transaction and account balance. Now all the activities of your card in the palm of your hand.

How to redeem cash back rewards?

You can redeem cash back rewards at Walmart website or via their App at the end of reward year.

Conclusion

Most of us do shopping with Walmart and its Moneycard is the best way to reduce our shopping bills in the form of cash back. They provide various ways to Reload the card with cash which makes this card very convenient and easy for use. No only money reloading you can also send and receive money.