In our personal finances, checks often have an odd place. In some ways, what we use today seem somewhat akin to relics from decades ago. Once or twice a month, we may write a check. Often, it is the pay for the rent or other bill-paying situations where you can not use electronic payment. A … Read more
The mortgage or home loan application process is a one that involves many questions and mountain of documents to fill. Being honest with your lender is one way through which you could ease the process. However, some of the details that you give your lender could raise some red flags and make the process more … Read more
Teachers should be seriously considering adding gold to their investment portfolio like those that they can purchase at the Money Metals Exchange to prepare for tougher times ahead. Why? The data from both the United States Bureau of Labor and Statistics (BLS) and the National Education Association (NEA) show that between years 2000 to 2017, … Read more
More often than not, you find that many people are usually single-minded especially when it comes to ensuring their family healthcare or children’s education. However, you realize that there are other big-ticket items like your homes and its contents that you may not pay much attention to. Fearful risks like fire can devour your cherished … Read more
Private money loans are famous for various reasons and are popular among people like real estate investors that need to acquire properties quickly, fix-and-flippers who buy and upgrade properties for a profit, borrowers that do not qualify for the traditional mortgage but can offer collateral, and investors that need land loans. Do any of the … Read more
Medicare is extremely useful, but the government seems to make it as confusing as possible. If you need help understanding Medicare, check out this article. It’s the time of year where it’s time to turn over a new leaf when it comes to choosing the right health care plan. Medicare enrollment is expected to reach … Read more
Why It’s Essential You Create an Emergency Savings Fund Are you prepared for a financial emergency? Read on to learn why you should start an emergency savings fund! If you encountered a financial emergency tomorrow, would you have the funds to handle it? Unfortunately, many of us don’t have enough cash-on-hand to cover a major … Read more
At the age of 70 years or old it’s not yet as late to get a life insurance cover which will last you through the remaining golden years. As a matter of fact, life insurance over 70 can be more easily purchased and affordable and more so if you are working with independent experienced agent … Read more
The combination of ageing and inflation implies a more expensive life with little to no income for seniors especially over the age of 50 Years. While life insurance plans such as term life insurance can help the beneficiaries get a lump sum pay-out during the event of the policy holder’s death, most seniors and their … Read more
Do you always feel like you’re unprepared when tax season rolls around? If so, read on to learn how to organize your tax documents beforehand. Almost 75% of Americans name finances as their biggest stress. During tax season many households are uncertain about the filing process. People are afraid of filing incorrectly and … Read more