How to set financial Goals and actually achieve them is a life skill that has never been part of our education system.

Education system only worked on subjects and information, focused on getting good grades so that a student can get a good college and finally land up in a job to live a so called settled life.

As per the mental programming done in school time and by the family culture most of the goals were set to live a common man’s life good enough to only fulfill social and cultural responsibilities.

If you are living that life I want to ask you a question:


If YES, it’s great. I am happy for you.

If your answer is NO, you must be asking yourself these questions:

  1. Is this all I can earn in my life?
  2. Is it possible making it better somehow?
  3. Am I alive just to breathe, pay bill and take care of family responsibilities?
  4. What else is possible?
  5. How I can change I afford those luxury vehicles and mansions that I dreamt off and see on television?

Do you what is the biggest problem of men today?

The biggest problem is MEN DON’T THINK (PS – Men symbolizes humans here, men and women both)

Now, you may be saying, What, I don’t think?

Why men don’t think?

Because you are always busy doing something, working in office, watching TV, Netflix, being on social media and you think about everything that is outside of you.

You think about the outer world, and that makes you worried about yourself at a subconscious level and takes away your happiness.

You are only forced to think about things that have no real significance in your life, and that is making you feel small.

Reading articles about someone’s success, someone’s massive wealth and how they achieved it, World cup on the mind all the time these days and thinking how a player should play better, what is happening in Bollywood, and how bad the world is as seen from the cameras of media in your country. And you don’t have time to think about yourself on how you can be one rich man or woman whom world will see tomorrow. 

Let me ask you a question here

Did you ever sit in complete silence, disconnected from the outer world and think about your own self?

Did you ever think about

  1. How I can grow my financial life?
  2. How I can have a better health?
  3. How I can have a new skill set?
  4. How I can travel more and have new experiences?
  5. How I can help other people?
  6. How I can grow spiritually and become a better version of myself?

If not, you are inviting multiple issues in your life.

Why I always focus on having crystal clear goals in life?

People who have personal life goals (set without any external influence) are 10 times more successful than people who never had goals irrespective of their educational background and degrees.

A study done by Harvard on their students revealed this

84% people had no goals

13% people had goals but never written in a paper

3% people had goals written on paper and also had plans to execute and achieve the goals.

10 years later these students and their life as studied again.

Result: 3% people were earning 10 times more money than 97% were cumulatively earning. Shocking, yes that is the power of having written goals, creating plans and executing them step by step.

That’s none other than Sir Albert Einstein, a man with the most amazing brain, also biologically expanded his brain size by forcing himself to think.

Ever wondered how people come up with new discoveries and new ideas?

Simple, they think in silence about what they seek and how they can get there.

We read the books written by them and we feel we are educated. Well, we got it all wrong about education as well.

How to set goals the right way?

  1. Forget about your job, business or any profession that you are part of.
  2. Forget about what society told you must do.
  3. Forget about what you parents, brother, sister wants you to do.
  4. Forget about what your friends think will be good for you.

Think About these aspects of life and what you really want in all these areas of your life without worrying about how it will happen.

Most of the people don’t write goals because they first think about how it will happen, and because it hasn’t happened as of now, mentally programming says it can’t happen now either.

Areas of life you should think about while writing financial goals.

  1. Health and wellness goals
  2. Relationships goals
  3. Hobbies and Fun goals
  4. Spiritual goals
  5. Personal growth, intellectual, character, work ethics, behavior.
  6. Inner circle (what quality of people you want around you)
  7. Environment (where do you really to live, where you want to travel, what kind of hotels you want to stay in, what kind of car you want to drive)
  8. Where do you want to travel, what all kind of experiences you want tohave.

Once you jot down all these things on a piece of paper or in your diary calculate how much money will be needed to fulfill all these goals. If you don’t have any amount in your mind today how will you plan to achieve that?

You won’t be rich just because someone else gave you an idea to be rich, you will become rich and wealthy when you have a deep desire and an objective to become rich.

You are CEO of your life and you are the worker as well, Think how much time are you investing in your personal development (the most underrated area when it comes to goal setting).

Good thing is that you are not going to leave yourself, so invest the most in personal development.

Our society only asked us to think about career and finance, What about rest of the human life factors?

How to achieve your financial goals?

Simplest possible way to achieve your goals is to find someone who have already similar goals and take step by step guidance.

When we travel to unknown destinations, we use Google map. Similarly a mentor will act as a Google map. Only thing you have to do is to follow the path towards your dreams.

If you have read this article till the end and you have anything where I can help you in life, reach out to me through LinkedIn.

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Love and Regards


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